Buying a house is a very challenging task but even more challenging is to find out whether it is free from pending monetary charges or dues. Then Non Encumbrance Certificate helps you to find out these facts. A Non Encumbrance Certificate 2024 is a legal document that ensures that the property is free from pending monetary charges or dues. Interested candidates can apply through the official website at https://revenue.delhi.gov.in/. In this article we will discuss about this programme in details including Key Highlights, Objectives, Sports Schedule, Benefits & Features, Eligibility Criteria, Required Documents, Application Procedure for Khelo India Scholarship Scheme, etc.
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About Non-Encumbrance Certificate 2024
The Non Encumbrance Certificate is one of the most important documents in the sector of Real Estate. No matter how many documents are there with you, Non-Encumbrance Certificate 2024 is a mandatory document to avail loan from any financial institution across India. This certificate allows you to sell the specific property with a clear title and you can transfer the ownership without any legal action. This certificate includes all the legal and financial transactions for the period of duration that has been made regarding the specific property. This certificate include details such as the details of the property owner, property details, transactions related the particular property, mortgage details, details regarding gift settlement, release deed details, etc.
Key Highlights of Non Encumbrance Certificate 2024
| Name of the Article | Non Encumbrance Certificate |
| Launched By | The Tahsildar – a tax official accompanied by revenue inspectors |
| Objective | To confirm that the property being offered to the bank as security is free of encumbrances |
| Beneficiaries | Citizens of India who owns the property |
| Benefits | It helps settle ownership claims and disputes and safeguards against potential fraud |
| Hosting Site | NIC (National Informatics Center) |
| Mode of Application | Online |
| Official Website | https://revenue.delhi.gov.in/revenue/non-encumbrance-certificate |
Khelo India Scholarship Scheme
Objectives of Non Encumbrance Certificate
Here are few objectives of Non Encumbrance Certificate which are as follows:
- The primary objective of Non Encumbrance Certificate 2024 is to confirm that the property being offered to the bank as security is free of encumbrances.
- It helps to settle ownership claims and disputes and safeguards against potential fraud.
- Non-Encumbrance Certificate is a mandatory document to avail loan from any financial institution across India.
- The Non Encumbrance Certificate 2024 is a legal document that ensures that the property is free from pending monetary charges or dues.
Benefits & Features of Non Encumbrance Certificate
Here are some benefits & features of the Non Encumbrance Certificate 2024 which are as follows:
- Non-Encumbrance Certificate is a mandatory document to avail loan from any financial institution across India.
- This certificate allows you to sell the specific property with a clear title and you can transfer the ownership without any legal action.
- This certificate includes all the legal and financial transactions for the period of duration that has been made regarding the specific property.
- To obtain home loans you are required to submit the Non Encumbrance Certificate 2024 to banks and financial institutions as it ensures that the property is free from legal liabilities.
- For transferring property Non Encumbrance Certificate is required as evidence of ownership title.
- To withdraw PF for house construction or property purchase it is the mandatory document.
- This certificate include details such as the details of the property owner, property details, transactions related the particular property, mortgage details, details regarding gift settlement, release deed details, etc.
Types of Non Encumbrance Certificate 2024
There are two types of Non Encumbrance Certificate 2024 which are as follows:
- Form 15 is issued if property has previous encumbrances during the time for which an applicant request an EC.
- Form 16 or NIL Encumbrance Certificate is issued when no lender has placed a lien on the concerned property. There will no charges placed on it during a specified time and the owner has free title to it. Such properties are eligible for a new loan from any financial institution across the country.
Eligibility Criteria
To apply for Non Encumbrance Certificate, you should fulfil these eligibility criteria:
- Candidate should be a permanent citizen of India.
- Age of the candidate should be 18 years old or above.
- Candidate should own a property.
Documents Required
Candidates should have these following documents to apply for Non Encumbrance Certificate:
- Aadhar Card
- Address Proof
- PAN Card
- Date of Birth
- Communicating and Permanent Address
- Bank Details
- Passport Size Photograph
- Mobile Number
- Email ID
Online Application Procedure for Non Encumbrance Certificate 2024
To apply online for Non Encumbrance Certificate, candidates should follow the below mentioned steps:
- Use the sitemap to locate the Government Forms Section.
- Click on Stamps and Registration>Application form of Encumbrance Certificate.
- Download and fill up Form 22 with the required information.
- Affix it with Rs. 2 non-judicial stamp.
- Submit a formal proforma requesting assistance in the process. Mention your property details such as full address mentioned in the registration deed including all measurements and boundaries to identify nearby properties.
- Attach all the relevant documents along with your Form.
- Submit your application to the nearest Tehsildar or sub-registrar office and collect the acknowledgement slip.
- The sub-registrar’s office will conduct a physical inspection of your property and will check the index for any previous deeds issued during the requested period.
- Online application are usually processed in 2-3 working days.
- You will receive the EC from the sub-registrar’s office in 6 to 30 working days.
FAQs
The primary objective of Non Encumbrance Certificate is to confirm that the property being offered to the bank as security is free of encumbrances which helps to settle ownership claims and disputes and safeguards against potential fraud.
The Non Encumbrance Certificate helps to settle ownership claims and disputes and safeguards against potential fraud and allows you to sell the specific property with a clear title and you can transfer the ownership without any legal action.
The permanent resident of India of age 18 years old or above and who own a property are eligible for Non Encumbrance Certificate.
The Tahsildar – a tax official accompanied by revenue inspectors has launched Non Encumbrance Certificate.