YSR Bheema Scheme:- The Government of Andhra Pradesh has again come up with a new scheme for the welfare of bereaved families of primary bread earners. The name of this scheme is YSR Bheema Scheme. Under this scheme, accidental death and disability insurance will be provided to the poor and unorganized workers of Andhra Pradesh. In this article today we will share with you all the important information related to YSR Bheema Scheme 2023 such as objective eligibility criteria, important documents, benefits, and features. Also, we will share with you all the step-by-step application procedures to apply under the same scheme.
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YSR Bheema Scheme
A new scheme has been created by the government of Andhra Pradesh to provide security on the accident of members from the families of poor and unorganized workers of the state. Under the YSR Bheema Scheme, an insurance amount will be provided to the person if the beneficiary dies or suffers a permanent disability. The main aim of launching this scheme is to provide relief to the bereaved families of bread earners of the family in case if the family member died or became permanently disabled. Around 1.14 crore families will get the benefits from this scheme.
- The government has allocated a budget of Rs. 510 for the successful implementation of YSR Bima.
- Around Rs. 1.5 lakh will be deposited into the bank account of 5 lakhs beneficiaries within 15 days.
- Along with that Rs. 10,000 will be provided by the government to the beneficiaries as an immediate financial relief.
- The beneficiaries will have to pay the premium of Rs. 15 per annum to avail the benefit of this scheme.
YSR Bheema Scheme Details
The details of this scheme are as follows:-
| Name of the scheme | YSR Bheema Scheme |
| Launched by | The Government of Andhra Pradesh |
| Department | Department of Panchayat Raj and Rural Development |
| Beneficiaries | Poor and unorganized workers |
| Objective | To provide insurance cover |
| Benefits | Immediate financial relief |
| Insurance amount | Rs. 5 lakhs |
| Immediate financial relief | Rs. 10,000 |
| Premium amount | Rs. 10 per annum |
| Budget | Rs. 510 crores |
| Number of beneficiaries | 1.14 crores |
| Mode of application | Online/ Offline |
| Official website | bima.ap.gov.in |
Objective Of YSR Bheema Scheme
As we all know the death or disability of a primary bread earner brings a sudden hardship for the people of the family. And the burden of medical expenditure kept on increasing for them. By keeping this situation in mind the Government of Andhra Pradesh has launched a new scheme known as YSR Bheema Scheme. Under this scheme, insurance relief will be provided to the family of bread earners in case of their death or disability. This financial assistance will help in recovering from the sudden loss of income.
- The main objective of this scheme is to reduce the hardship and the problems of the families whose bread earner faces a tragedy.
- Along with the insurance cover, Rs. 10,000 as an immediate relief will be provided to the families of the beneficiary.
Amount Of Insurance To Beneficiary Under YSR Bima
The major decision was taken by Chief Minister YS Jagan Mohan Reddy in a recent meeting held on Wednesday. The decision includes that the state government will pay the insurance amount directly into the bank account of the family member. The unorganized sector beneficiaries in the age group of 18 to 70 years are covered under YSR Bheema Scheme. The bread earner of the families in the age group of 18 to 50 years will get the insurance amount of Rs. 1 lakh. And the beneficiaries in the age group of 18 to 70 years will be rewarded with Rs. 5 lakh insurance amount in case of accidental death.
- These steps have been taken by the government in order to resolve the claim settlement.
- The chief minister in stock the official to compensate immediately after the death of the beneficiaries.
Insurance Coverage Under YSR Bheema Scheme
The amount of insurance coverage to the beneficiaries are as follows
- Age group of 18 to 15 years- Rs. 5 lakhs as accidental death and total disability relief.
- Age group of 51 to 70 years- Rs. 3 lakhs as accidental death and total disability relief.
- Age group of 18 to 50 years- Rs. 2 lakhs as natural death relief.
| The age group of- | As accidental death- |
| 18 to 15 years | 5 lakhs |
| 51 to 70 years | 3 lakhs |
| 18 to 50 years | 2 lakhs |
Nominee Under YSR Bheema Scheme
The following people can be a nominee under YSR Bheema Scheme.
- 21 year old son.
- Wife of the beneficiary.
- Unmarried daughter.
- Dependent parents.
- Widowed daughter.
- Widowed daughter in law or her children.
Benefits of YSR Bima Scheme
The benefits related to this scheme are as follows:-
- YSR Bima Scheme will provide insurance security to bereaved families of primary bread earners.
- Under this scheme, the insurance will be provided in case of beneficiaries death or permanent disability.
- The insurance covered under this scheme will directly be deposited into the bank account of the beneficiaries family member.
- The claim amount will be provided to the beneficiaries within 15 days.
- For the financial assistance the beneficiaries are required to deposit the of Rs. 15 per annum.
- Along with that Rs. 10,000 will also be provided to the poor and unorganised workers of the state as an immediate financial relief.
- The government will provide this insurance to around 1.14 crore families.
- The main aim of launching the YSR Bheema Scheme is to to recover the family with reduced earning and excessive medical expenditure.
- This insurance will be provided to the beneficiaries as social security.
Features Of YSR Bheema Scheme
The features of this scheme are given below:-
- A new welfare scheme has been created by the government of Andhra Pradesh to provide social security among the poor and unorganised workers of the state.
- The name of this scheme is YSR Bheema Scheme.
- Under this scheme, the insurance cover will be provided to the families of primary bread earners in case of their death or permanent disability.
- The insurance cover of Rs. 5 lakh will be provided to the age group of 18 to 50 years as an accidental death and total disability relief.
- Rs. 3 lakhs will be provided to the age group of 51 to 70 years as an accidental death and total disability relief.
- Also, Rs. 2 lakhs will be provided by the government to the age group of 18 to 50 years as natural death relief.
- The Government of Andhra Pradesh has sanctioned a budget of Rs. 510 crores for the successful implementation of YSR Bheema Scheme.
- Around 1.14 crore citizens of Andhra Pradesh will get benefits under this scheme.
- Rs. 10,000 will also be given to the beneficiaries as an immediate relief
- The insurance security under this scheme will directly be transferred into the bank account of beneficiary family members.
- All the interested applicants who want to avail the benefit under this scheme will have to visit the official website of YSR Bima.
Eligibility Criteria
Some common eligibility criteria to avail the benefits are as follow:-
- An applicant must be a permanent resident of Andhra Pradesh.
- An applicant must be a white ration card holder.
- The candidate must belong to below the poverty line.
- The candidate must be unorganised workers.
Important Documents
People need to submit the following documents in order to apply:-
- Aadhar card.
- Ration card.
- Income certificate.
- Residence certificate.
- Passport size photograph.
- Mobile number.
- Bank account passbook.
Process To Apply Online For YSR Bheema Scheme
All the interested applicants who want to apply under YSR Bima will have to follow the procedure given below
- To apply under this scheme, applicants are not required to do any kind of registration.
- The survey will be done by the volunteers through the door to door campaign.
- They will check the Beneficiary’s white ration card
- The information collected from the survey will be verified by the secretary of welfare.
- The selected beneficiary will be asked to open a bank account
- This bank account will include the nominee.
- After that the beneficiaries are required to pay the premium every year of Rs. 15.
Process To Download Bima Mitra App
Applicants who want to download a mobile app will have to follow the procedure as stated below:-
- First of all you have to visit the Google Play Store or Apple Store.
- The home page will appear in front of you.
- On the homepage enter Bima Mitra App in the search box.
- The list of apps will appear in front of you.
- Click on the first result.
- Click on Install button.
- The app will be downloaded on your device.
District Wise SLA Status Under YSR Bheema Scheme
Candidates have to follow this procedure in order to view District Wise SLA Status:-
- To view district-wise SLA status, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you
- Here you have to click on District Wise SLA Status.
- A new web page will appear in front of you.
- The related information will appear on your screen.
To View Reasons Of Rs. 10,000 Not Paid
Candidates have to follow this procedure in order to the reason:-
- To View Reasons For Rs. 10,000 Not Paid, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you
- Here you have to click on Rs. 10,000 Not Paid Reasons.
- A new web page will appear in front of you.
- The related information will appear on your screen.
To View District Wise Abstract For Ineligible Claims
Candidates have to follow this procedure in order to view the district wise list:-
- To View District Wise Abstract For Ineligible Claims, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you
- Here you have to click on District Wise Abstract For Ineligible Claims.
- A new web page will appear in front of you.
- The district-wise Abstract for ineligible claims will appear on your screen.
To View District Wise Bima Mitra App Download Details
Candidates have to follow this procedure in order to view the district wise bima app:-
- To View District Wise Bima Mitra App Download Details, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you.
- Here you have to click on Bima Mitra App Download option.
- A new web page will appear in front of you.
- Here you will get the details of district-wise Bima app downloaded results.
List Of Claims Under YSR Bheema Scheme
Candidates have to follow this procedure in order to view list of claims:-
- To view, the List Of Claims, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you.
- Here you have to click on the Stage Wise option.
- A new web page will appear in front of you.
- The list of claims will appear on your screen.
To View District Wise Abstract For NIC Registered Claims
Candidates have to follow this procedure in order to view district wise abstract:-
- To View District Wise Abstract For NIC Registered Claims, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you.
- Here you have to click on District Wise Abstract For NIC Registered Claims option.
- A new web page will appear in front of you.
- The list of district-wise abstracts for NIC register claims will appear in front of you.
To View List Of District Wise Abstract Documents Submitted To Bank
Candidates have to follow this procedure in order to district wise abstract documents:-
- To View List Of District Wise Abstract Documents Submitted To Bank, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Reports.
- A new page will appear in front of you.
- Here you have to click on the Bima Mitra Upload Status option.
- A new web page will appear in front of you.
- The list of District Wise Abstract Documents Submitted To Bank will appear on your screen.
Login at bima.ap.gov.in
People have to follow the procedure in order to do login:-
- To do log in, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Login.
- A new web page will appear in front of you.
- Here you have to enter all the details such as Username and Password.
- After entering all the details click on the Login option.
YSR Bima Contact Information
The contact information related to this scheme are as follows:-
- To View District Wise Contact Details, visit the Official Website of YSR Bima.
- You will land on the homepage.
- On the homepage click on the option of Contact.
- A new web page will appear in front of you.
- The district-wise contact details will appear on your screen.