Yojana Labh

www.yojanalabh.com/

Kalinga Sikhya Sathi Yojana (KSSY) 2023: Registration & Login, Search For Loan

Odisha Kalinga Sikhya Sathi Yojana:- Odisha government keeps on launching many schemes for the welfare of the state’s students. There are many students in the state who want to do higher studies but are not able to do because of a lack of finance. Keeping in mind the need for education in poor students, the Odisha government started Kalinga Sikhya Sathi Yojana to help students complete their higher education. The scheme was launched by the Chief Minister of Odisha Mr. Naveen Patnaik on 27th June 2016. Under this scheme, the state government decided to give educational loans.

Odisha Kalinga Sikhya Sathi Yojana

Kalinga Sikhya Sathi Yojana 2023

The loans of up to Rs 10 lakh will be given only a 1% rate of interest. The Higher Education Department of the government of Odisha will pay the remaining interest. Kalinga Sikhya Sathi Yojana is designed for the students of the state who want to continue higher education. The Yojana includes many courses such as law, management, engineering, and medicine. According to the Yojana, if the loan amount is up to Rs 7.5 lakh then it can be paid in 10 years. If the loan is up to Rs 10 lakh then it has to be given back in 15 years. The scheme will prove beneficial for parents who are in stress and burdened with the education fees of their kids.

Odisha Career Portal

Kalinga Sikhya Sathi Yojana Overview

Name of the articleKalinga Sikhya Sathi Yojana  
Launched byChief Minister of Odisha Mr Naveen Patnaik
BeneficiariesStudents of the state.
StateOdisha
AimTo Provide Educational Loan
Scheme typeGovernment Scheme
Loan amountUp to Rs 10 Lakh
Rate of Interest1%
Websitehttps://dhe.odisha.gov.in/  

Odisha Kalinga Sikhya Sathi Yojana Objectives

The main objective of the Odisha government to start this scheme is to help the students to continue their higher education. The state government wants that every student should get an education in the state. Students of poor families will be able to complete their education.

Kalinga Sikhya Sathi Yojana Benefits

  • After the scheme’s successful implementation, the state’s literacy rate will also increase.
  • The yojana will help in the reduction of the dropout rates in the schools.
  • Students will be motivated to work hard and study well as they know they will receive help from the state government.
  • The employment rate in the state will also improve as more students will study and more will get jobs.
  • The financial burden of fees on the poor families of the students will also decrease.
  • Through this scheme, the enrolment rate in the schools will also improve.

Odisha Free Laptop Distribution Scheme

Kalinga Sikhya Sathi Yojana Amount Details

Maximum AmountRs 10 Lakh
Minimum AmountNo Minimum Limit
Repayment Period10 Years in Case of Loan Up to Rs 7.5 Lakh And 15 Years in Case of Loan up to Rs 10 Lakh
Rate Of Interest1%

Kalinga Sikhya Sathi Yojana Eligibility Criteria

  • It is necessary that an individual should be of Odisha state.
  • The yearly family income of the individual should be less than 6 lakhs.
  • It should be kept in mind that the applicant should not be a receiver of any similar scheme from the Central or state government.
  • An individual has to follow the terms and conditions of the loan according to individual schedule banks.
  • According to the scheme, the bank has given the authority to process the loan application

Required Documents

  • Aadhar card
  • PAN card
  • Bank passbook
  • Income certificate
  • Marksheet of last passed examination
  • Ration card
  • Active Mobile number
  • Latest Passport size photograph

PM YASASVI Scheme

List of Banks Providing Kalinga Sikhya Sathi Yojana

 Serial Number Name Of Banks
 1. Allahabad Bank
 2. Andhra Bank
 3. Bank of Baroda
 4. Bank of India
5. Bank of Maharashtra
 6. Bharatiya mahila Bank
 7. Canara Bank
 8. Central Bank
 9. Central Bank of India
 10. Dena Bank
 11. IDBI Bank
 12. India bank
 13. Indian Overseas Bank
 14. Oriental Bank of commerce
 15. Punjab and Sind Bank
16. Punjab National Bank
 17. State Bank of Bikaner and Jaipur
 18. State Bank of Hyderabad
 19. State Bank of India
 20. State Bank of Mysore
21. State Bank of Travancore
 22. Syndicate Bank
 23. UCO Bank
 24. Union Bank of India
 25. United Bank of India
 26. Vijaya Bank
 27. Axis Bank limited
 28. Bandhan Bank
 29. City union Bank
 30. DCB
 31. Federal Bank
32. HDFC Bank
 33. ICICI Bank
 34. Indusland Bank
 35. Karnatak Bank
 36. Karur vyasya Bank
37. Kotak Mahindra Bank
 38. Lakshmi Vilas Bank
 39. Standard chartered Bank
 40. The South India bank limited
 41. Yes Bank
 42. Odisha State cooperative Bank

Procedure To Apply Under Kalinga Sikhya Sathi Yojana

  • Firstly, you have to go to the official website of the Higher Education Department, Government of Odisha,https://dhe.odisha.gov.in/
  • You will land on the home page of the website.
Kalinga Sikhya Sathi Yojana
  • Click on the Kalinga Sikhya Sathi option on the home page.
  • Then click on the click here to apply option.
  • After that, click on the register option on the screen.
  • Then you will be redirected to a new page.
  • Now enter the following information First name, Middle name, Last name, active Mobile number, working Email ID, Password, and Captcha code.
  • After that click on submit option.
  • Then you have to click on the login option.
  • After that, you have to click on the student login
  • Next, enter your email id, password, and captcha code in the space given.
  • After that, you have to click on the login
  • Now you have to click on apply under this scheme option.
  • Next, you will see an application form on the screen.
  • Fill out the application form by entering all the required details such as your name, email, phone number, etc
  • Then upload all the important documents
  • After that click on submit option on the screen.
  • By following these steps, you will be able to apply for the Yojana.

Steps To Login on The Portal

  • Firstly, you have to visit the official website of the scheme.
  • You will reach the homepage of the website.
  • Click on the login option on the home page.
  • You will see the following options on the screen such as Student Login
  • Bank login and government login.
  • After that click on the option of your choice.
  • Then enter a username, password, and captcha code in the space given.
  • After that click on the login option on the screen.
  • By following these steps, you will be able to do log in to the portal.

FAQs

What is Kalinga Sikhya Sathi Yojana?

The Kalinga Sikhya Sathi Yojana is an initiative taken by the Odisha government to help students of the state to pursue higher education.

Who is eligible for Kalinga Sikhya Sathi Yojana?

Students of Odisha are eligible for the Yojana.

What is the benefit of the Kalinga Sikhya Sathi Yojana?

The benefit of the Kalinga Sikhya Sathi Yojana is that it will provide education loans to students.

Leave a Comment